Uninsured Motorist Insurance in Virginia
Hit by a driver who doesn’t have insurance?
Virginia requires all drivers to purchase certain coverages on their auto insurance policies. The minimum required for uninsured/underinsured motorist coverage is:
- $25,000 in uninsured/underinsured motorist bodily injury per person
- $50,000 in uninsured/underinsured motorist bodily injury per incident
- $20,000 in uninsured/underinsured motorist property damage per incident
By paying for uninsured and underinsured motorist coverage, you ensure that you’ll be covered in the event that you’re hit by a driver with no insurance, or not enough insurance to cover damages (§ 38.2-2206). According to the Insurance Research Council, 10.1% of drivers in Virginia do not have insurance, even though it is required. This means that, in the event of an accident, there is a one-in-ten chance that the other driver will be uninsured. Make sure you’re covered by the appropriate insurance and contact a Virginia car accident lawyer at the Richmond firm of Cantor Stoneburner Ford Grana & Buckner in the event that you’re involved in a crash.
Making a Claim for Injuries & Other Accident-Related Expenses
If you are injured in an auto accident, you may be able to make a claim for your injuries and other accident-related expenses. Who you file a lawsuit against will depend on who is at fault or “liable” for the accident. If the at-fault driver does not have car insurance, they may not have the money to pay personal injury damages either. Speak with a lawyer experienced in Virginia car accident cases to determine what your legal rights and options are after an accident.
Drivers aren’t the only parties responsible for car accidents. Some car accident lawsuits are filed against municipalities for things like road defects, or automobile manufacturers for things like vehicle defects. There can be much more to a case than meets the eye, so we encourage you to speak with a Richmond auto accident attorney at our law firm for a full evaluation of your case.
Contacting Cantor Stoneburner Ford Grana & Buckner
Cantor Stoneburner Ford Grana & Buckner is based in Richmond and represents clients throughout the state of Virginia. We believe our experience speaks for itself:
- Over 85 verdicts and settlements exceeding $1 million
- Voted “Best Law Firms” by U.S. News
- Representing the injured in Virginia since 1979
For a free review of your auto accident, call us at (888) 337-0477 or fill out our online form.